When To File Taxes Separately

Question: I owe student loans and haven't started paying on them, when my husband and I file taxes will the IRS take it.?
And would it be better if we filed separately or jointly. If separate will they still take the taxes? Also will they still take it if I start to pay on them.btw the loans are not in a collection agency they r just like a month behind from the amount that I have to pay a month. So will they take the whole amount from the loan or just the amount I pay a month...someone please help me
one last thing, if i get a deferment and don't pay on it...which by the way is like 177$past due on the amount will they still take the taxes. or if i pay the past due amount and it is still in deferment will they still take them. or what if they are in delinquent status and i pay the 177 month past due amount will they take them? please someone help meAnswer: generally better to file MFJ.
only choice is MFJ or MFS
there is an injured spouse provision to protect hubbyIF you are delinquent on student loams YES, IRS can offset refund by amounts due
Are you in deferment, or delinquent or in default?? Get those payments up to date before yearend
IRS can and will grab refunds for deadbeat taxpayers who have delinquent child support, back taxes, student loans
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